How good is?

How good is Care One Counseling? I Know it hurts your credit I just want to get the credit cards payed off.

How good is?

Credit counseling will be viewed by lenders as a bankrupcy. Accounts can be negociated and you can re-establish your credit. I re-established my credit and got coached along the way. Good Luck

How good is?

Don%26#039;t use these counseling companies, many are scams.

Work directly with your creditors. It%26#039;s your responsibility, not some fly by night out fit that promises salvation through Christ or some other altruistic means.

Jesus wasn%26#039;t a banker, he was a carpenter. Hence, build your own future.

How good is?

I have a good understanding of your problem as I was in deep debt for years, Now I own about $60,000 on my house and for two vehicles, with no credit card debt. There is no quick fix to your problem as soon as you get this taken care of you will be right back where you are now. Tune in Dave Ramsey on the radio and follow up with his financial University. You will fix your problems and be able to start to live the way you want too if you take his advice. I know that you really want a quick fix but there is none. Whether you like my answer or not listen to him for an hour and I think that you will figure out that he has a very reasonable plan.